Market-Timing: Should We Try To Beat The Financial Markets?

    The essential In the medium to long term, investments suffer from market-timing More than 90% of managers do not beat the markets It is important to invest early and regularly to optimize risk management A steady, long-term investment multiplies your gains Sector studies, price comparisons, estimates of volumes processed, macroeconomic or technical data…


Are Eco-Friendly Investments Less Efficient?

  The essential The performance of eco-friendly investments is comparable or even slightly better than that of traditional funds The Ecological and Responsible Asset Selection Method can, however, reduce the diversification of your investment portfolio In order to reduce management costs, the use of ETF ISR is recommended Today, the most common way to achieve…


I Do Not Have Economic Solvency What Do I Do? – Quick Credits

Not having economic solvency is a situation that, although it is not pleasant, should not make you lose your temper. In fact, many people experience it at some point in their lives. Actually, what you should do if that situation occurs is to ask you a question: is my insolvency permanent or temporary? Depending on…


What Are The Liquidity Ratios? – Quick Credits and Quick Loans

  Although the business economy is composed of numerous concepts, some of them really complex, there are two of them that you should master from the first day: liquidity and solvency. Although they may seem synonymous, in reality they are not. And for the operation of your business to be correct, it is not enough…


Life Insurance: Comparative Costs

  The essential :   Life insurance fees consist of management fees and operating expenses, to which must be added the costs of investment vehicles. Pay attention to retrocessions that may skew the recommendations of your bank or financial advisor. With Nalo, the fees are up to 2 times lower than those charged by banks…